Until August 2024, credit institutions used to update credit information monthly. On 8 August 2024, the RBI instructed CIs to carry out credit information reporting every fortnight. This is now being revised to every week.

Tenneco Clean Air India reported a 10% YoY profit rise to ₹150 crore and nearly 10% revenue growth in its first post-listing quarter. EBITDA margins stayed strong, while a ₹9,840-crore lifetime order book boosted long-term visibility despite sequential profit moderation.

The countries reiterated their commitment to meeting the bilateral trade target of $100 billion by 2030, with PM Modi saying it could be achieved earlier.

A Cloudflare outage disrupted trading platforms including Zerodha, Groww and Angel One. Nithin Kamath apologised and highlighted risks of dependence on single infrastructure. Zerodha activated its independent WhatsApp-based Kite Backup system to help users exit positions during the downtime.

Senior citizens can choose the best credit card by considering factors such as low fees, competitive interest rates, rewards, fraud protection, mobile support, and flexible EMI options.

Senior citizens can choose the best credit card by considering factors such as low fees, competitive interest rates, rewards, fraud protection, mobile support, and flexible EMI options.

Gaja Alternative Asset Management Ltd, which operates under the brand Gaja Capital, has filed updated draft papers with markets regulator Sebi to raise a little over Rs 656 crore through an initial public offering (IPO).

The rupee closed little changed on Friday after the Reserve Bank of India cut policy rates, logging a quiet close to a week which saw the currency fall below 90 per dollar for the first time on worries about dwindling dollar inflows into the economy.

Indian government bonds rallied on Friday after a policy interest rate cut and liquidity infusion measures, even as the 10-year benchmark note ended flat on profit taking and supply.

Markets extended gains after RBI’s 25 bps rate cut, with financials, autos leading the rally. SpiceJet surged on IndiGo disruptions, while Kaynes Tech slid on governance concerns despite management clarification.

Fitch Ratings’ Alex Muscatelli says India’s GDP growth will stay strong despite softening high-frequency indicators, prompting a forecast upgrade to 7.4% for FY26. He expects growth to ease gradually to 6.2% by FY28 as inflation normalises, but reforms, strong investment outlook and supportive monetary policy will keep India among the world’s fastest-growing economies.

Personal loans can support recovery after financial setbacks by offering quick, flexible credit, manageable EMIs and structured borrowing guidance while highlighting key risks and the importance of disciplined repayment.

Domestic SIP inflows continue to rise sharply despite FII selling, says Prudent Corporate CMD Sanjay Shah. With the SIP book touching ₹1,100 crore, strong retail participation is sustaining markets. Shah discusses MF yields, NFO traction, SEBI’s upcoming TER changes, investor incentives from February 2026, and how IPO liquidity cycles back into capital markets.

Self-employed or informal income? Learn how to secure a personal loan by leveraging alternative income documents (ITR, GST, bank statements) and maintaining an excellent credit score above 750.

He noted that while quick commerce have helped companies achieve billion-dollar valuations and become unicorns, the condition of gig workers remains worse than that of daily wage labourers

Pincode, PhonePes retail-commerce subsidiary, announced that it will now focus exclusively on scaling its B2B business solutions for offline merchants.

RBI’s MPC delivers an unexpected unanimous 25 bps rate cut as inflation plunges to 0.25% and growth projections rise. Liquidity infusion of ₹1.5 lakh crore aims to speed up rate transmission.

Zerodha, Groww down: Domestic platforms Zerodha, Groww and Angel One were hit by service disruptions after the US-based internet services provider Cloudflare experienced a major outage on Friday.

Nifty hit a new high but quickly faced selling pressure, signalling fading upward momentum. Technical analysis highlights a key support zone between 25,840 and 25,900 and resistance around 26,300–26,350, suggesting a range-bound phase ahead. Experts recommend a Short Strangle strategy to benefit from time decay as long as Nifty remains within this consolidation band.

Promoters of nine Nifty500 companies reduced their pledged shareholding in the September 2025 quarter, signalling improved financial stability. Valor Estate, Jubilant FoodWorks, Hindustan Zinc and Asian Paints saw notable declines, boosting investor confidence.

Avadhut Sathe Trading Academy (ASTA) has rejected Sebi’s allegations that it offered unregistered investment advice, saying it only provides educational training. This comes a day after Sebi barred founder Avadhut Sathe and ordered the academy to halt programmes that the regulator said involved paid live sessions and stock-specific trading calls.

Sebi has barred financial influencer Avduth Sathe after determining that his academy was providing unregistered investment advice. The regulator found the platform offered live trading sessions with specific buy/sell recommendations and trade levels, effectively acting as an investment adviser and research analyst without authorization.

IndiGo’s on-time performance plummeted to 8.5% on Thursday, with worsening operational disruptions impacting flight schedules

IndiGo’s on-time performance plummeted to 8.5% on Thursday, with worsening operational disruptions impacting flight schedules

IndiGo’s on-time performance plummeted to 8.5% on Thursday, with worsening operational disruptions impacting flight schedules

IndiGo’s on-time performance plummeted to 8.5% on Thursday, with worsening operational disruptions impacting flight schedules

IndiGo’s on-time performance plummeted to 8.5% on Thursday, with worsening operational disruptions impacting flight schedules

Aviation Ministry has constituted a 4-member committee to identify causes leading to flight disruptions at IndiGo on Friday.

The rupee weakened by 18 paise to slip past 90 against the US dollar after the RBI cut the repo rate by 25 bps to 5.25%, triggering a drop in yields and selling pressure. Analysts expect the currency to trade between 89.75 and 90.25 for the day. The RBI’s dovish stance and new liquidity measures — including a ₹1 lakh crore OMO and a three-year dollar–rupee swap — are seen as negative for the rupee in the near term.

The RBI cut the repo rate by 25 bps to 5.25%, citing softer inflation and stronger growth. Analysts see the move as aligned with data, supportive of credit and bonds, and aided by liquidity measures. While NIM impact should be limited, the RBI retains flexibility for future policy shifts.

IndiGo had informed officials that the widespread flight disruptions were due to “misjudgement and planning gaps” in implementing the set of norms governing rest and duty for pilots

The airline which generally operates around 2,300 domestic and international flights daily, is now cancelling flights as part of efforts to tackle disruptions, primarily triggered by crew woes

Benchmark Japanese government bonds (JGBs) slid further on Friday, pushing yields to an 18-year high, as expectations firmed for rate hikes by the Bank of Japan.

Global bond markets are experiencing a significant sell-off, particularly in ultra-long debt, driven by persistent worries about government finances. Japanese government bonds are leading this trend, with yields on 30-year JGBs reaching record highs. This surge is also impacting Euro zone yields, with German long-dated bonds seeing their largest increase in three months.

India’s life insurers are strengthening trust through faster settlements, digitized processes and tighter governance, even as challenges like nomination gaps and fraud prevention persist.

Governor Sanjay Malhotra said that earlier in the year, Reserve Bank of India reviewed Citizens Charter and made applications for all its services online

The RBI’s 25 bps rate cut and aggressive liquidity infusion signal rising stress beneath India’s “Goldilocks” growth narrative. Despite record-high GDP prints, weak nominal growth, a sliding rupee, persistent FII outflows and narrow market breadth reveal deeper cracks that Nifty investors must track even as policy support strengthens.

Former SBI Chairman Dinesh Kumar Khara says RBI’s latest 25 bps rate cut will gradually transmit through the banking system, supporting economic growth. He explains why the Monetary Policy Committee kept its stance neutral, when a shift may come, how liquidity will be managed, and why bank margins are likely to stabilise despite rising credit-deposit ratios and deposit repricing pressures.

Investor Sandip Sabharwal urges caution on stretched valuations and corporate disclosures. He sees opportunities in financials, auto stocks, and L&T for the coming year. Largecap stocks appear solid, with midcap opportunities to emerge gradually. Sabharwal anticipates market returns of 12-15% across segments. He also notes pressure on Eternal due to quick commerce losses.

Net absorption under the Liquidity Adjustment Facility stood at ₹2.6 lakh crore as of December 3

Sharing your credit card OTP exposes users to rising digital payment fraud, with scammers exploiting urgency and personal data; safeguarding OTPs is essential to protect finances and prevent unauthorised transactions.

IndiGo has blamed several factors for the mass delays and cancellations

On the supply side, real Gross Value Added (GVA) expanded by 8.1%, aided by buoyant industrial and services sectors.

SpiceJet rose sharply as massive IndiGo flight disruptions boosted sentiment for the stock. IndiGo’s operational troubles, driven by crew shortages and new duty-hour rules, triggered over 400 cancellations, weighing on InterGlobe Aviation shares and shifting momentum across aviation-linked stocks.

Market expert Sandip Sabharwal views rupee depreciation as inevitable due to trade deficits, while anticipating a US Fed rate cut. He sees easing overhang for ITC Hotels and a buying opportunity in IndiGo despite short-term turbulence.

Wockhardt shares on December 1 jumped 19% after the US FDA accepted the company’s New Drug Application for Zaynich, its first-in-class antibiotic. But the rally cooled over the next two days as investors booked profits, leading to back-to-back 5% drops.

The Reserve Bank of India (RBI) on Friday revised the inflation outlook for the current financial year, FY26, projecting CPI inflation at 2 per cent, marking a reduction of 0.6 per cent from its earlier projection.

ITC Hotels’ upcoming block deal is unlikely to hurt the stock, says Elara Securities’ Prashant Biyani, who expects strong demand and room additions to drive upside. With aggressive expansion via management contracts, improving margins, and favourable hospitality sector trends, valuations still offer comfort. Key risks remain limited to any future slowdown in travel demand.

The RBI’s $5-billion forex swap and Rs 1 lakh crore in bond purchases mark a major liquidity infusion aimed at reinforcing rate cuts and easing pressure on a weak rupee. While the move may trigger short-term softness in the currency, economists say it boosts credit flow and gives the RBI more flexibility to manage volatility amid weak inflows and heightened speculative positions.

Bitcoin and Ethereum experienced slight declines, trading around $92,000 and $3,158 respectively, as the broader crypto market capitalization dipped. While major altcoins saw significant drops, Tron rose. Analysts suggest Bitcoin is consolidating near resistance, with Ethereum showing signs of a potential breakout driven by accumulation, though altcoins are currently lagging.

Hindustan Construction Company (HCC) shares dropped as the stock turned ex-rights ahead of its ₹999.99-crore rights issue. The company will issue up to 79.99 crore shares at ₹12.50 each, in a ratio of 277 rights shares for every 630 held. The offer opens on December 12 and closes on December 22, with rights renunciation allowed until December 17 (on-market) and December 19 (off-market).

Kaynes Technology shares fell sharply on Friday as investors remained unconvinced by the company’s detailed clarification on governance and accounting concerns flagged by Kotak and Investec. Despite management assurances, issues around related-party disclosures, working capital stress, and reliance on acquisitions continued to weigh on sentiment.

Jiraaf Co-Founder Vineet Agrawal warns that while AI technology is real and transformative, many AI-linked company valuations are entering bubble territory. He advises investors against heavily indexing portfolios to a few select US AI stocks due to valuation compression risk, suggesting a diversified approach.

Investors should be selective in exports, financials, and midcaps. Textiles, pharmaceuticals, and IT offer potential. Private and PSU banks show promise with credit growth. Midcaps and smallcaps are showing earnings recovery. Festive season demand is expected to boost future performance. Opportunities exist for long-term investors.

Young consumers are boosting sales for brands like Warby Parker, Tapestry, and The Honest Company. Despite higher prices, younger shoppers are still buying essential items and accessories. Artificial intelligence is also improving company efficiency and profits. Executives shared these insights at the Reuters NEXT conference, looking ahead to 2026. This trend offers a positive outlook for brands navigating economic challenges.

The repo rate is the interest rate at which commercial banks borrow money from the RBI by pledging government securities.

Despite fears of an affordability crisis, US consumer delinquency indicators show surprising resilience. While some metrics are elevated, credit card delinquencies are stabilizing, and overall debt servicing remains historically low. Strong wage growth offers a buffer, suggesting household finances might be weathering the storm better than anticipated, though student loan defaults pose a risk.

Vidya Wires’ Rs 300-crore IPO entered its final bidding day with strong demand, after subscriptions hit 8.26 times and GMP improved to 10.6%. Robust retail and NII participation, attractive valuations, and sector tailwinds position the company favourably, with a potential listing price near Rs 57.5 per share.

Gold prices slipped below Rs 1.3 lakh on MCX even as silver rebounded after a two-day decline, with traders turning cautious ahead of key U.S. inflation data and the Fed policy outcome. Global gold remained steady as higher Treasury yields and a firm dollar capped gains, keeping market sentiment mixed.

Investors remained on the sidelines amid relentless foreign fund outflows and mixed global trends

Investors remained on the sidelines amid relentless foreign fund outflows and mixed global trends

Asit Bhandarkar identifies consumption, financials, and exporters as prime investment areas. Consumption is seen as a medium-term growth story. Financials offer attractive valuations and pristine asset quality. Exporters may also present opportunities. Investors are advised a balanced approach to navigate the current market complexities.

Aequs’ IPO gains strong backing from brokerages despite losses, driven by its integrated aerospace manufacturing capabilities and long-standing global clients. Risks persist in non-core segments, but most analysts see long-term value supported by debt reduction, capex upgrades and strong order visibility.

The Reserve Bank of India (RBI) cut the repo rate by 25 basis points to 5.25%, marking a total reduction of 125 bps since February 2025. This move, supported by liquidity measures like bond purchases and a dollar-rupee swap, aims to bolster economic growth amid cooling inflation. The decision was unanimous, with Governor Malhotra citing favorable economic conditions.

Park Medi World is launching its Initial Public Offering. The hospital chain aims to raise Rs 920 crore. The IPO opens on December 10. The company plans to use funds for debt repayment and hospital expansion. Park Medi World is a major private hospital operator in North India. Its stock market debut is scheduled for December 17.

Park Medi World is launching its Initial Public Offering. The company has set a price band of Rs 154 to Rs 162 per share. This offering aims to raise Rs 770 crore through new shares. Existing shareholders will also sell shares worth Rs 150 crore. The subscription period opens on December 10 and closes on December 12.

CAMS shares dropped 41% in early trade as the stock began trading ex-split following its 1:5 split, reducing the face value from Rs 10 to Rs 2. The steep fall is a routine technical adjustment reflecting the increased share count, with no impact on fundamentals. The split aims to boost liquidity and enhance retail participation.

Selling pressure from foreign investors, rising crude oil prices and the delay over the announcement of the India-U.S. trade deal have also weighed on the rupee

Selling pressure from foreign investors, rising crude oil prices and the delay over the announcement of the India-U.S. trade deal have also weighed on the rupee

This brings the total attachment in money laundering probe case to about ₹10,000 crore

Cumulative attachment in Reliance Anil Ambani Group cases reaches ₹10,117 Crore

Global hedge funds are ending 2025 on a strong footing, delivering nearly 15% returns through November, driven by stock pickers, quant strategies, and a standout rally in healthcare. While long-short equity funds outperformed major U.S. indices, TMT-focused funds lagged due to a tech sell-off. Regionally, managers remained bullish on North America, added exposure to Japan, and pared positions in Europe and Hong Kong.

Inflation at a benign 2.2% and growth at 8%, for the first half of this year presents a rare goldilocks period, RBI Governor said

Meesho IPO: The company has priced its issue at ₹105–111 per share and is pitching itself as a fast-growing, low-cost marketplace with deep reach in India’s Tier-2 and Tier-3 cities. The IPO comprises a fresh issue of ₹4,250 crore and an offer for sale worth ₹1,171.20 crore.

Meesho IPO: The company has priced its issue at ₹105–111 per share and is pitching itself as a fast-growing, low-cost marketplace with deep reach in India’s Tier-2 and Tier-3 cities. The IPO comprises a fresh issue of ₹4,250 crore and an offer for sale worth ₹1,171.20 crore.

Simone Tata was the second wife of Naval Tata and her only son Noel Tata is currently the chairman of Tata Trusts and chairman of three Tata Group companies

Diagnostic companies delivered strong Q2 earnings driven by volume growth and deeper penetration, says SBI Cap Securities’ Sunny Agrawal. Midcap IT continues to outperform on rupee tailwinds and easing global uncertainty, though valuations remain high. Agrawal expects the RBI to pause rate cuts and advises caution on richly valued Kaynes Technology amid governance concerns.

Six F&O stocks, including Biocon, saw a sharp rise in futures open interest on December 4, signalling a fresh build-up in derivatives positions.

Five Nifty500 stocks — including India Cements — closed over 1% above their VWAP, signalling a potential bullish trend.

Bank of America Securities forecasts the Nifty 50 to surge to 29,000 by 2026, driven by robust earnings growth. Analysts point to stabilizing earnings estimates, a supportive macro environment, and potential reversal of foreign investor outflows as key drivers. Steady domestic inflows are also expected to bolster market valuations.

Ola Electric shares plunged to a new lifetime low, losing over half their IPO value and significantly underperforming the booming auto sector. The company faces declining market share, persistent losses, and controversies. Analysts see continued downside, though some suggest a wait-and-watch approach for investors with high risk appetite, citing potential for a rebound similar to other beaten-down stocks.

IndiGo is facing significant operational disruptions, leading to over 300 daily flight cancellations due to new pilot duty-hour regulations. The airline has requested a two-month exemption from specific night duty rules from the DGCA, aiming to restore stable operations by February 10, 2026.

IndiGo is facing significant operational disruptions, leading to over 300 daily flight cancellations due to new pilot duty-hour regulations. The airline has requested a two-month exemption from specific night duty rules from the DGCA, aiming to restore stable operations by February 10, 2026.

IndiGo is facing significant operational disruptions, leading to over 300 daily flight cancellations due to new pilot duty-hour regulations. The airline has requested a two-month exemption from specific night duty rules from the DGCA, aiming to restore stable operations by February 10, 2026.

Aequs’ Rs 921-crore IPO, priced at Rs 118–124, is open from December 3–5, 2025, with listing expected on December 10. The precision engineering firm, which reported higher losses in FY25, has strong OEM partnerships and a vertically integrated model. Analysts largely recommend subscribing, citing entry barriers, robust order books, and attractive valuations despite near-term profitability concerns.

Fitch Ratings expects Indian IT services to post mid-single digit revenue growth in 2026 as global macro conditions remain flat and discretionary tech spending stays weak. BFSI demand remains steady, but consumer, retail and manufacturing lag. Fitch says Indian IT is well positioned for AI-led enterprise transformation, while GCC expansion heightens talent competition and wage pressures.

ITC Hotels shares will be in focus after British American Tobacco (BAT) announced plans to sell up to a 15.3% stake. BAT, which acquired the stake during ITC’s hotel business demerger, aims to use the proceeds to reduce leverage and meet its 2026 financial targets. ITC Hotels became a separately listed entity in January 2025.

Hindustan Unilever Ltd (HUL) has set December 5, 2025, as the record date for the demerger of its ice-cream business into Kwality Wall’s (India) Limited (KWIL). This strategic move aims to unlock value by separating the high-growth ice-cream segment. The demerger is scheduled to be effective December 1, 2025, with KWIL expected to list in February 2026.

Hindustan Unilever Ltd (HUL) has set December 5, 2025, as the record date for the demerger of its ice-cream business into Kwality Wall’s (India) Limited (KWIL). This strategic move aims to unlock value by separating the high-growth ice-cream segment. The demerger is scheduled to be effective December 1, 2025, with KWIL expected to list in February 2026.

“RSI trending up” indicates that the Relative Strength Index (RSI) is rising, suggesting strengthening price momentum.

The noticees falsely claimed their course participants/investors achieved extraordinary market returns, misleading prospective course participants with exaggerated profitability claims

Just nine Fugitive Economic Offenders owed ₹58,000 crore, of which ₹19,000 crore was recovered

Just nine Fugitive Economic Offenders owed ₹58,000 crore, of which ₹19,000 crore was recovered

Just nine Fugitive Economic Offenders owed ₹58,000 crore, of which ₹19,000 crore was recovered

Encompass Design India, operating as ScaleSauce, is launching its Rs 40.21 crore IPO on Friday, December 8th. The book-built issue, entirely a fresh equity offering, will close on December 9th and list on the NSE SME platform on December 12th. The company aims to utilize the proceeds for infrastructure upgrades, working capital, and debt repayment.

Flywings Simulator Training Centre is launching its IPO on December 5, aiming to raise Rs 57 crore. The company, which trains cabin crew for major airlines, will offer shares between Rs 181 and Rs 191. Funds will be used for pilot training equipment and general corporate needs. The IPO closes December 9.

The US dollar is trading near a five-week low. Investors anticipate a Federal Reserve rate cut next week. Markets are also watching for signals on future interest rate reductions. Several other central banks will also announce their policy decisions in the coming weeks. The Bank of Japan may raise rates this month.

U.S. stocks closed near unchanged as investors assessed mixed labor market data and anticipated a Federal Reserve interest rate cut. Initial jobless claims fell to a three-year low, though the November payrolls report remains pending. Markets are pricing in an 87% chance of a 25 basis point cut this month.

A recent analysis reveals that over half of Indian IPOs launched since 2023, with issue sizes of ₹500 crore and above, are now trading below their issue price. This trend challenges the traditional advice of long-term holding, as many companies struggle to sustain post-listing momentum, with some experiencing significant drops in value.

Wakefit Innovations plans to raise over ₹1,288 crore via IPO for expansion and operational needs. The direct-to-consumer home furnishing company, profitable in the six months to September 2025 after prior losses, faces raw material price volatility. Investors with a high-risk appetite can consider the IPO for its long-term potential.

Sebi has ordered financial influencer Avadhut Sathe and his academy to stop unregistered investment advisory and research analyst services. They are banned from trading securities and must return ₹546 crore earned from the alleged illegal business. Sebi found they provided advice without registration, misleading over 3.37 lakh investors.

The NSE has adjusted price bands for 230 stocks, with 128 moving to 20% and 90 to 10%. This move typically signifies reduced manipulation risk or improved liquidity. Conversely, 10 stocks, including TVS Electronics, will see their bands reduced to 5%, with Cura Technologies moving to 2%.

Esops help in retention and wealth creation, but a behavioural reluctance prevents many employees from selling company stock, even when it creates dangerous concentration risk in their portfolio.

*provide answers to employment surveys

Kaynes Technology shares fell 6% after Kotak Institutional Equities highlighted discrepancies in inter-company transaction disclosures between the parent and its subsidiaries. The brokerage noted significant unrecorded transactions and receivables, alongside concerns about accounting for goodwill and intangibles. This follows a substantial rally in the stock.

Silver prices are poised for further gains, nearing a historical high. Analysts suggest a 10-15% allocation to precious metals, with silver outperforming gold. Demand from industries and investors is tightening supply. Investors are advised to buy on dips, with potential price targets of $75-80 per ounce. Retail investors should manage exposure due to volatility.

The Indian Rupee recovered from an all-time low of 90.42 against the US Dollar. State-run banks and corporate inflows helped the currency close at 89.97. The Reserve Bank of India likely intervened to prevent further depreciation. Traders anticipate a wide trading range on Friday, with the monetary policy committee set to announce its rate decision.

“This Fear is Not Warranted”

To be sure, GIFT City already extends several benefits to reinsurers seeking to make this an operational hub. It offers no additional capital injection requirement, a 10-year tax holiday, and significantly lighter staffing and regulatory obligations than onshore India, where full-fledged operations demand a CEO, CFO, chief compliance officer and strict key managerial personnel norms.

Sandeep Agarwal is currently serving notice period in UBS and likely to join Modulus in January. He is likely to spearhead the business as well as the investments, people cited above said. Agarwal did not respond to queries.

LIC Protection Plus is a non par, linked, life, individual, savings plan that offers life insurance cover cum savings throughout the term of the policy

Signs definitive agreement to acquire Sharp Sight Eye Hospital chain in ₹400 crore deal 

Health insurance plans are typically seen as a safety net that comes into use only during hospitalisation. However, this phenomenon has undergone a sea change in 2025, according to a Policybazaar report.

Both equity-linked savings schemes and index mutual funds are suitable for long-term investment.

As per estimates, more than 226 million consumers are expected to purchase beauty products online in 2025, rising to 272 million by 2027. Direct-to-consumer sales are accelerating even faster, confirming the growing importance of omnichannel strategies

Benchmark indices fell for a third straight session, pressured by banks and financials ahead of the RBI policy. Technical indicators show weakening momentum, with Nifty slipping below the 21EMA. Analysts expect a bearish-to-sideways trend, while Anupam Rasayan and Infosys emerged as top buy ideas.

Indian markets are watching global trends. Wall Street indexes saw mixed movements on Thursday. Investors are closely examining new jobs data. This information helps them predict a Federal Reserve rate cut next week. Traders are also looking at inflation reports. Company earnings and forecasts are influencing stock prices. Developments around the Federal Reserve chair selection are also a key focus.

RBI has mandated that lenders submit borrower data to credit bureaus weekly instead of fortnightly from April 1, 2026. The move aims to improve credit underwriting and loan monitoring. Lenders must update data on fixed dates each month, share full monthly files, and report compliance, with defaulters flagged to RBI.